Why Property Verification is Important
Property verification is crucial to avoid legal disputes, fraud, and financial loss. It ensures clear title, no encumbrances, and legal validity of the transaction.
Warning: Never make full payment before proper document verification and registration. Always involve a qualified advocate for property transactions.
Essential Documents to Verify
Title Deed (30-year chain)
Sale Deed
Encumbrance Certificate
Property Tax Receipts
Building Plan Approval
Possession Certificate
Completion Certificate
RERA Registration
Step-by-Step Property Verification Process
1
Verify Title Deed
Check 30-year chain of ownership
2
Check Encumbrance Certificate
Ensure no dues/liens on property
3
Verify Tax Receipts
Confirm tax payment history
4
Physical Inspection
Visit property to verify possession
5
Legal Search
Check for pending litigation
Common Property Frauds to Watch Out For
- Forged or fake title deeds
- Property already sold to someone else
- Property under mortgage or loan
- Legal disputes pending in court
- Illegal construction without approval
- Multiple claims on same property
Where to Verify Property Documents
- Sub-Registrar's Office: For title deed and encumbrance certificate
- Municipal Corporation: For tax receipts and building plan
- Court Records: For pending litigation search
- RERA Portal: For builder registration and project status
What is Encumbrance Certificate?
An Encumbrance Certificate certifies that the property is free from any monetary or legal liabilities such as loans, mortgages, or legal disputes.
How long does property verification take?
Typically 7-15 days for complete due diligence including EC search, title verification, and physical inspection.